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Mortgage Products

Find the loan that fits your goals.

Our financing solutions fit the goals and needs of many borrowers. First-time buyer? Planning a renovation? Need to lower your down payment? We can help.

Securing the funds or equity to make your plans real is a big part of the homeownership puzzle. Learn about our mortgage solutions and connect with a lender who can help bring your dream home to life.


Loan Options

Conventional Loans
Qualified borrowers can choose a preferred term, down payment and interest rate.

Renovation Loans
Borrow funds to renovate, repair or improve property as you’re purchasing it.

Jumbo Loans
Finance a higher-value property purchase or refinance with flexible terms and rates.

First-Time Homebuyer Programs
Help with down payment requirements, financing and closing costs for first home purchases.

FHA, USDA and VA Loans
Federally-insured financing options for qualified buyers, veterans or eligible properties.

Construction and Construction to Permanent Loans
Get the funds you need to build your home with the option to convert to a traditional mortgage under one closing.

Down Payment Assistance Grant Programs
Qualified borrowers can lower a required down payment, or eliminate or defer repayment.


All loans subject to qualification, required documentation, and credit approval. Loan terms and availability subject to change.

Jumbo loans are loan amounts above the maximum conventional loan amount. Ask your lender for current limits. Fixed and adjustable-rate mortgage options available.

First-time Homebuyer Products and Community Partners Product are products of the Federal Home Loan Bank of Atlanta, Georgia Dream and South Carolina State Housing. Household income restrictions and other restrictions apply. Programs available based on funds availability.

NMLS #474532

Today's Rates

Term Rates APR Est. Payment
30 years Call for Rate Call for APR Call for Est. Payment
20 years Call for Rate Call for APR Call for Est. Payment
15 years Call for Rate Call for APR Call for Est. Payment

Call Bob at 706 373-1888 for our Fixed and Adjustable Rate Mortgage (ARM) rates!

Mortgage rates valid as of 7.19.2024 and subject to changes without notice. Rates are subject to credit approval and can change at any time. Estimated payment is based on a $300,000 mortgage amortized over the term years with zero origination fees or points. These rates illustrate a hypothetical example for the purchase of an existing single-family home in South Carolina. Payments shown do not include amounts for taxes and insurance. All loans will be secured by a lien against your property. Not all applicants will be approved.

Ready for a mortgage?
Let's talk. 800.829.6372