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Checking Accounts

Personal Interest Checking

Earn Interest

on daily balances $500 and more

Low Minimum Balance

of $500

Free Online Banking

with bill pay


  • Zero per check or debit fees
  • Check images on file
  • Access funds at any Star, Plus or Jeanie ATM
  • Overdraft protection available
  • Free debit card

Check images are maintained on file by First Community Bank and not returned with your statement.

How do I avoid fees?

Maintain the $500 minimum daily balance or maintain $1,000 minimum daily balance in a linked Regular Savings Account or $2,500 minimum daily balance in a linked Premium Savings Account to avoid the $9.50 monthly maintenance fee. 

MONTHLY MAINTENANCE FEE
$9.50 per month

Overdraft Protection

Check Reserve
Advance funds from a line of credit attached to your account.

Personal Savings
Transfer funds between savings and checking accounts.

Second Checking
Link a second checking account to a primary account.

Debit Cards

Personal banking customers can apply for and be issued PIN-protected debit cards for real-time access to checking account funds. Access your funds with ease and convenience from First Community Bank, Star, Plus and Jeanie ATMs.

Debit cards have transaction cash limits to protect you, but limit increases may be available. Even better? Your debit card is free.


Phone Number

Open an account.
800.829.6372 or have us call you.