Fraudsters can easily “spoof” or fake real phone numbers using technology. When a number is spoofed, the receiver’s Caller ID displays a false number that might appear local or trusted.
Sadly, one of the most popular callers impersonated is a bank or financial institution. Scammers pose as a representative in hopes of gaining sensitive information such as online banking user names and passwords, debit or credit cards, PIN numbers or security question answers.
The call may come from a bank but one that you don’t have accounts with. Or the spoofer could pose as a representative of a bank or financial institution that you have an account with. One of the following suspicious scenarios may occur:
Requests for account numbers, PINs, social security numbers, birthdays, account user names and passwords, or answers to security questions are red flags.
If you receive an unsolicited request online, by phone, or via text or email from a “First Community representative” asking for confidential banking or personal information be on guard. Requests for account numbers, PINs, social security numbers, birthdays, account user names and passwords, or answers to security questions are red flags. Keep these other tips in mind to help avoid becoming the victim of fraud:
If you think you are on a call that is spoofing you, hang up immediately. Call your bank using a known number such like a number from the bank’s website or the number on the back of your debit card to call the bank and speak with an actual bank employee.