Signature Bank Merger

A Letter from our CEOs

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On July 13, 2025, we announced the planned merger of First Community Bank of South Carolina and Signature Bank of Georgia. Since that time, teams from each institution have been diligently preparing for the combination of our two banks and we look forward to continuing to serve you.

We thank you for your trust, confidence, and loyalty as a Signature Bank customer. Your relationship and commitment have been the cornerstone of Signature Bank’s success, and we look forward to continuing that tradition of excellence as we combine our two institutions. As we move forward together, our priority remains delivering the personalized service and financial solutions you deserve, while introducing new opportunities to help you achieve your financial goals. We're excited about this next chapter and grateful for the privilege of serving you.

Founded in Lexington, South Carolina, First Community got its start just over 30 years ago. Since 1995, we’ve grown to 21 locations from the Midlands, Upstate, and Piedmont regions of South Carolina to the Central Savannah River Area into Augusta, Georgia, by remaining true to our founding belief that local business owners deserve a better banking partner. We are excited to continue the legacy of local community banking in the Sandy Springs and Suwanee markets, building on the great foundation that Signature Bank has established over the past 20 years.

There are many advantages to this union for you. First and foremost, you will have access to an expanded set of banking products, including residential mortgages and a full continuum of financial planning and investment advisory services. Second, our combined lending capacity means more money to lend. This access to capital is not only good news for local business owners, but also for the communities and neighborhoods that surround those growing companies as well. Third, and equally as important, these new opportunities and services will come to you through much of the same Signature Bank team you’ve come to know (and who’ve come to know you) over the last two decades.

Our team has been, and continues to be, hard at work on all of the details involved in merging our two financial institutions. Our priority is to minimize any disruption to your banking services.

We have received all necessary regulatory and shareholder approvals and are planning for the closing of our merger in early January of 2026. After the closing you may see small changes, such as the First Community Bank name on some things, until the full conversion in mid-March. In mid-February of 2026, you will be receiving more information including specific details and dates, as well as any action you may need to take during this transition. In the meantime, if you have questions, please do not hesitate to contact either of us. We are both excited about all that is to come.

Sincerely,