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Is a HELOC right for you?

Your home could use a remodel.

 

What about your finances?

 

A home equity line of credit can help you afford the home renovation project you’ve always wanted to tackle, consolidate high-interest debt, or pay for other major expenses.

 

 

HELOC rates as of 2019: Introductory offer of 3.99% APR through 2019. Thereafter 5.25% APR (Prime - .25%)

This line of credit is a smart financial tool that can help you:

  • Access low-interest cash
  • Finance projects of all sizes and expenditures
  • Ready your reserve—your line of credit is there when you need it and can adapt as your needs change

 

Ready to get started? Reach out to your local banker or send us a message!

 
 
* DISCLAIMER: APR means Annual Percentage Rate. Introductory rate is 3.99% APR through December 31, 2019, and then reverts to Prime - 0.25% APR for the remaining term. Floor of 5.25% APR. APR is based on Prime Rate as published in the Wall Street Journal (5.50% effective February 13, 2019). Prime Rate is variable and subject to change. Maximum APR is 18%. A minimum advance of $10,000 is required at the time of closing. Maximum advance is 85% of appraised value less first mortgage. Closing costs may range from $250 to $3,000, of which First Community Bank will pay up to $500. If the required minimum advance is not maintained for at least six months after the date of advance, you may be required to reimburse First Community Bank for any funds advanced on your behalf at closing, up to $500.00. This offer is limited to applications received March 11, 2019, through July 31, 2019, of owner-occupied, single family dwellings located within the states of Georgia and South Carolina. Thirty-five (35) month maturity option available in the state of Georgia to avoid intangible taxes. Property insurance is required and flood insurance is required where applicable. All loans are subject to credit approval. All loans are secured by a lien against your property. Please consult your tax advisor about the deductibility of interest.