Careers
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On Advancement
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Community First
Nurturing a joyous, collaborative work culture comes naturally when your mission is supporting those who make a community thrive. From Volunteer PTO days and group service opportunities to a workplace chaplain and regular employee appreciation events, a festive spirit permeates all the ways we work, play and serve.
Best Places to Work
South Carolina Chamber of Commerce
Stable from the Start
The steady start-up that began with a pair of offices in Forest Acres and Lexington has become a thriving organization with more than 250 employees and 21 banking offices across the Midlands, Upstate and Aiken areas of South Carolina and the Augusta region of Georgia. Much like the success of our clients, it only underscores our belief in a measured approach and steadfast commitments to long-term growth.
Groomed for Growth
Opportunities for advancement abound. The First Community Bank Leadership Institute offers a formal path for aspiring employees via an 18-month program of academic and experiential learning. This, along with an emphasis on day-to-day mentorship and promotion potential across multiple business lines and geographic markets, makes for a particularly high-achieving workforce.
We Believe
That everyone matters. That, when it comes to growth, a strong work ethic is as valuable as a shrewd financial eye. That honesty and integrity are the cornerstones of smart business. That excellence is a standard to be achieved, not a goal to be aspired toward. And that a spirit of service is essential to all we do.
Competitive Compensation
We offer attractive salary, insurance and retirement benefits packages.
A Better Balance
First Community employees enjoy a generous paid time-off plan and a cultural emphasis on holistic wellness.
Connected Culture
First Community offices are, above all else, fun and friendly working environments.
Government Guaranteed Lending Loan Operations Specialist
Location: Atlanta, GA
The Government Guaranteed Lending Loan Operations Specialist is responsible for operations, and compliance functions for SBA, and USDA loan guaranteed lending programs. This role ensures efficient and accurate funding, servicing, and reporting of these loan types. The ideal candidate is a detail-oriented leader with deep expertise in government-guaranteed lending programs, risk management, and regulatory exam readiness.
Essential Duties and Responsibilities (Other duties may be assigned.)
Compliance & Regulatory Management
Responsibilities:
- Ensure full compliance with current SBA SOP, USDA program requirements, FDIC regulations, and State Chartered Bank policies.
- Assist in maintaining audit readiness files for SBA, USDA, FDIC, and internal reviews, preparing and presenting supporting documentation.
- Assist with the SBA 1502 remittances and USDA reporting, ensuring accuracy and timeliness.
Loan Operations Oversight
Responsibilities:
- Assist in loan bookings and on boarding, assist with all post-closing operational functions for SBA and USDA loans including reviewing loan documentation, payment of guarantee fees, post-closing E-Tran review, USDA system transactions, funding of payments and participations, and keying loan modifications when necessary
- Add and review new loans to the bank’s core system.
- Ensure loan grades are accurately recorded and maintained.
- Coordinate with underwriting, loan officers, portfolio managers, attorneys, and title companies to ensure accurate and timely servicing of the loan portfolio including lien perfection.
- Verification of all collateral documentation in file, obtaining necessary collateral information not in file.
- Processing payments and payoffs.
- Assist in the loan selling process including recording
Portfolio Re-Amortization Management
Responsibilities:
- Assist with the re-amortization of SBA loan portfolio to ensure correct recalculations of payments, interest schedules, and compliance with SBA servicing requirements.
- Implement consistent re-amortization procedures for modifications, deferments, and restructuring requests.
- Collaborate with credit and finance teams to ensure all adjustments are documented and auditable.
Leadership & Team Development
Responsibilities:
- Communicates effectively with bank department managers/officers to ensure smooth workflow and positive working relationships.
- Foster a high-performance culture centered on compliance, efficiency, and client satisfaction to provide high quality customer service to the borrowers and internal clients.
Reporting & Data Management
Responsibilities:
- Follow up on recorded documents with the closing attorney
- Track and monitor collateral perfection, collateral substitution, compliance matters, loan renewals, extensions and modifications with the borrower and attorney.
- Maintain clean, exam-ready loan documentation and data integrity across SBA and USDA systems.
Process Optimization
Responsibilities:
- Drive process automation, technology enhancements, and operational improvements for SBA and USDA programs.
- Standardize workflows for guaranteed lending operations to increase scalability and reduce risk.
- Stays abreast of system requirements, updates, and opportunities.
Customer & Partner Service
Responsibilities:
- Ensure fast resolution of escalated loan issues while maintaining exceptional service standards.
Qualifications
- Bachelor’s degree in finance, business, or related field preferred.
- 8+ years operations experience, with supervisory or leadership responsibilities.
- Understanding of SBA SOPs, USDA B&I regulations, FDIC guidelines, and State Chartered Bank practices.
- Proficiency in E-Tran, USDA OneRD, loan servicing systems, and Microsoft Office Suite.
Physical Requirements:
Ability to sit for extended periods and use a computer.
Occasional lifting of files or office materials (up to 20 lbs).
Apply Now
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