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Careers

It’s bigger than banking.

On Purpose

On Advancement

On Support

Community First

Nurturing a joyous, collaborative work culture comes naturally when your mission is supporting those who make a community thrive. From Volunteer PTO days and group service opportunities to a workplace chaplain and regular employee appreciation events, a festive spirit permeates all the ways we work, play and serve.

First Community Bank Logo Makr
Named one of South Carolina’s
Best Places to Work

South Carolina Chamber of Commerce

Man smiling while holding a Harvest Hope food bank box.
Three First Community Bank employees smiling while wearing Hawaiian leis at a party.
Bank president, Mike Crapps, smiling and posing with several FCB employees.
First Community Bank employees celebrating the banks 25th anniversary.
First Community Bank employees collecting school supply donations.
Commercial banker, James Heffner, talking to a student at Heritage Academy in Augusta.
Man smiling while holding a Harvest Hope food bank box.
Three First Community Bank employees smiling while wearing Hawaiian leis at a party.
Bank president, Mike Crapps, smiling and posing with several FCB employees.
First Community Bank employees celebrating the banks 25th anniversary.
First Community Bank employees collecting school supply donations.
Commercial banker, James Heffner, talking to a student at Heritage Academy in Augusta.
Est. 1995 Lexington, SC

Stable from the Start

The steady start-up that began with a pair of offices in Forest Acres and Lexington has become a thriving organization with more than 250 employees and 21 banking offices across the Midlands, Upstate and Aiken areas of South Carolina and the Augusta region of Georgia. Much like the success of our clients, it only underscores our belief in a measured approach and steadfast commitments to long-term growth.

Groomed for Growth

Opportunities for advancement abound. The First Community Bank Leadership Institute offers a formal path for aspiring employees via an 18-month program of academic and experiential learning. This, along with an emphasis on day-to-day mentorship and promotion potential across multiple business lines and geographic markets, makes for a particularly high-achieving workforce.

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We Believe

That everyone matters. That, when it comes to growth, a strong work ethic is as valuable as a shrewd financial eye. That honesty and integrity are the cornerstones of smart business. That excellence is a standard to be achieved, not a goal to be aspired toward. And that a spirit of service is essential to all we do.

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Competitive Compensation

We offer attractive salary, insurance and retirement benefits packages.

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A Better Balance

First Community employees enjoy a generous paid time-off plan and a cultural emphasis on holistic wellness.

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Connected Culture

First Community offices are, above all else, fun and friendly working environments.

CIP – Fraud Specialist

Location: Lexington, SC

Responsible for verifying the Bank has gathered and compiled information as required by the Bank Secrecy Act, USA PATRIOT Act, the bank’s FCB’s AML/CFT Program, Customer Information Program (CIP) and Customer Due Diligence Program.  

Additionally, responsible for conducting fraud investigations against the bank and/or its customers, pursuing prevention and recovery methods to mitigate fraud losses.

Collaborate with appropriate business partners and local, state and federal authorities to ensure fraudulent matters are identified timely and fraud losses are minimized or avoided.  Responsible for tracking and timely communication on fraud cases to the BSA Department on all investigative matters which create the need for a SAR to be filed within the regulatory timeframe. 

Essential Duties and Responsibilities (Other duties may be assigned.)

  • Create CDD Questionnaires in Verafin to assist BSA Department during new account reviews, including resolution of declared behavior alerts in Verafin.
  • Monitor branch collection of CIP information and Beneficial Ownership per FCB’s Customer Information Program and Customer Due Diligence Program.  Report lack of compliance to AML/CFT Officer in a timely manner. 
  • Reviews and determines appropriate course of action on alerts for potential OFAC matches.
  • Conducts investigations of fraud alerts generated by the BSA/AML monitoring system.
  • Prepares case file documentation to support fraud investigations and to aid law enforcement in the prosecution of those perpetrating fraud against the bank or bank customers.
  • Recommends policies and procedures to detect and prevent the occurrence of fraudulent or illegal activities.
  • Assist with the recovery of losses due to fraudulent or illegal activities.
  • Review daily reports to identify fraudulent activity.
  • Perform quality control reviews of closed fraud cases.
  • Assists with training of bank employees to identify and respond to potential or actual fraud situations.
  • Assists the Fraud Manager and AML/CFT Officer as needed.
  • Models the core beliefs of the organization.

Qualifications

  • Two-year college degree or equivalent experience.
  • Experience investigating fraud alerts in a financial institution environment.
  • Ability to prioritize and organize case load independently.
  • Experience working with federal and local law enforcement agencies.
  • Basic problem-solving and analytical skills.  Ability to interpret a variety of instructions furnished in written, oral, diagram, or schedule form.
  • Proficiency in using personal computers and office products (e.g., Word, Excel, Adobe).
  • Effective time management skills
  • Effective verbal and written communication skills

Apply Now