It's different here.

Quality and integrity in all endeavors

Mutual respect for our colleagues and their role in our success

Passionate focus on the customer experience


These are the core values upon which our bank was founded in 1995, and they form the cultural center of our organization to this day. It's a difference you can feel – from our employees to our board of directors. If you are interested in a career with First Community Bank, our current opportunities are listed below.


Named one of South Carolina's Best Places to Work

Equal Opportunity Employer




Career Opportunities

Loan Sales Support Associate- Lexington, SC

Position Summary

Responsible for daily functions within Loan Sales Support, in the operations center of the Bank, which include processing and servicing of all loan types.

 

Essential Duties and Responsibilities (Other duties may be assigned.)

• Keying, verification and maintenance of loans.
• Demonstrate working knowledge of Bank loan products and procedures.
• Imaging of loan files and any additional documentation.
• Tracking and clearing of exceptions to bank policy and regulatory requirements.
• Reconciliation of loan general ledger accounts.
• Escrow processing.
• Collateral lien perfection and release.
• Monitoring of consumer credit reporting, including inquiry, research and disputes.
• Ability to respond knowledgeably to customer inquiries.
• Primary duties may differentiate based upon level of experience within the role.
• May be requested to assist in the support of other bank activities.


Qualifications
• High school graduate or equivalent and 2-3 years of experience in loan operations or an equivalent combination of education and experience.
• Exhibit attention to detail and accuracy.
• Proven problem-solving, critical thinking, and analytical skills.  Ability to interpret a variety of information furnished in written, oral, diagram, or schedule form.
• Proficiency in using computers and office products (e.g., Word, Excel).
• Excellent customer service and interpersonal skills.
• Strong organizational and time management skills.  Ability to prioritize.
• Demonstrate willingness and desire to interact in a team environment.

 

Deposit Sales Support Associate (Administrative Office)

Position Summary

This position is responsible for a variety of Deposit Sales Support functions and serves as backup for positions within the department.

Essential Duties and Responsibilities (Other duties may be assigned.)

• Reconciling General Ledger accounts
• Research and resolve General Ledger Reconciliation items
• Escheat Processing
• Ordering branch currency and foreign currency
• Researching requests and adjustments from customers and Bank personnel
• Review personal sweep set up.
• Foreign check collections
• Deposit Exception Item Processing (NSF, Non-post, Chargebacks, Stop Suspect Review, Large Dollar Review)
• Customer Transaction disputes ( ACH, Check Drafts, Forged Checks)
• Verified New Account Documentation ensuring all CIP requirements were met ( Demand Deposit, Savings, CD’s, IRA’s, Safe Deposit Box)
• Regulation D review
• 1099 reporting and making corrections to 1099’s for the Bank
• Providing backup to all other Deposit Sales Support Associates

Qualifications
• High school diploma or Equivalent and 2 years bank experience, or an equivalent combination of education and experience.
• Active knowledge and practice of generally accepted accounting principles.
• Effective oral and written communication skills.
• Ability to compute basic to moderately complex math calculations.
• Proficiency in using personal computers and office products (e.g., Word, Excel).  Familiarity with report-writing or spreadsheet software preferred.
• Ability to multi task and manage priorities and deadlines.
• Basic problem-solving and analytical skills.  Ability to interpret a variety of instructions furnished in written, oral, diagram, or schedule form.

Commercial Credit Analyst- Lexington, SC

Position Summary

Responsible for analyzing and monitoring the credit worthiness of the bank’s customers.  Analyzes financial statements, tax returns and bank references to evaluate the financial condition of individuals and businesses applying for credit with the bank.  Recommends credit lines within the established bank guidelines.


Essential Duties and Responsibilities (Other duties may be assigned.)

  • Obtains loan request information from Commercial Bankers or borrower to analyze credit information, financial statements and other related information pertaining to the loan.
  • Spread financial statements for commercial lenders into Sageworks System.
  • Reviews and prepares written analysis, spreadsheets, reports, summaries and recommendations based on risks, credit and collateral.  Assists in presentation of findings to lenders and /or loan committee.
  • Understand the background of borrowers and be able to communicate the strengths and weaknesses.
  • Prepare memos for financial analysis.
  • Credit underwriting.


Qualifications

  • Bachelor’s degree in Business, Accounting, Finance or related field and two years of related experience in loan review or commercial lending; or an equivalent combination of education and experience preferred.
  • Effective oral and written communication skills.
  • Ability to speak effectively before groups.
  • Ability to compute complex math calculations.
  • Proven problem-solving and analytical skills.  Ability to interpret a variety of information furnished in written, oral, diagram, or schedule form.
  • Ability to prioritize.
  • Effective time management skills.
  • Proficiency in using personal computers and office products (e.g., Word, Excel).

 

BSA Compliance Specialist

Position Summary

This position will assist the Compliance/BSA Officer with ensuring Bank Secrecy Act compliance, implementing and administering all activities relating to BSA and AML Program and Internal Controls, requiring subject matter expertise and knowledge of emerging regulatory requirements.

Essential Duties and Responsibilities (Other duties may be assigned.)

• Assists in all aspects of accounts and activities under different departments of the Bank relating to BSA, AML and OFAC compliance as described in the FFIEC Bank Secrecy Act Anti-Money Laundering Examination Manual.
• Utilizes BSA/AML monitoring application systems and other reports to detect suspicious activities.
• Perform due diligence on alerts and cases, promptly closing alerts not deemed unusual or suspicious and escalating cases of unusual or suspicious activity.
• Creates case investigation file that includes Enhanced Due Diligence conducted and ensures that the decision-making process to file or not to file a SAR is documented on the investigation case file.
• Reviews Currency Transaction Reports (CTRs) for accuracy and timely submission. Forward corrections to banking offices for training purposes.
• Prepares and/or approves and submits Suspicious Activity Reports (SARs) electronically, including accountability for 90-day reviews of continuing activity.
• Provide appropriate documentation to support findings and recommendation to SAR Committee on an “as needed” basis; i.e., Request to Close Relationship or Request to Maintain.
• Performs high risk account monitoring to include CDD and EDD procedures for MSBs and POATMs.
• Assists with documentation requests and monitoring/reporting activities for all regulatory examinations and audits as they relate to BSA/USA PATRIOT Act, OFAC and related issues.
• Researches data and compiles BSA metrics for committee reports, including assisting with annual BSA/AML Risk Assessment.
• Analyze work of tellers and customer service representatives for compliance with regulations and Bank internal policies and procedures.
• Provides banking office and customer support on day-to-day issues related to BSA.
• Assists in providing applicable BSA/AML training.


Qualifications
• Bachelor’s degree preferred, or a minimum of 5 years related bank compliance experience with knowledge of BSA/AML and SAR reporting requirements, or an equivalent combination of education and experience.
• Experience with BSA/AML monitoring; Verafin AML software a plus.
• Effective oral and written communication skills.
• Ability to compute basic to moderately complex math calculations.
• Basic problem-solving and analytical skills.  Ability to interpret a variety of instructions furnished in written, oral, diagram, or schedule form.
• Proficiency in using personal computers and office products (e.g., Word, Excel, Adobe).
• Ability to work independently with minimal supervision.
• Effective organizational and time management skills

Certifications/Licenses/Registrations
• CAMS, desired

Tellers -Aiken, Lexington and Columbia, SC area Float Tellers

Position Summary

This position will provide teller coverage at various banking offices and is responsible for providing quality transactions and efficiency to customers who prefer personal interaction with the Bank.  Also responsible for proactively recognizing additional financial needs of customers and referring them to other Bank staff as applicable.

Essential Duties and Responsibilities

  • Ensure accurate and timely processing of basic teller transactions such as accepting deposits and loan payments, verifying cash and endorsements, cashing checks, taking large commercial deposits, cash advances, etc.
  • Balance daily work in accordance with established Bank policies and procedures.
  • Handle proportionate volume of work based on banking office demands to include WebCapture.
  • Resolve customer  issues and problems in a professional manner or refer to appropriate staff to guarantee customer satisfaction and retention.
  • Follow bank policies and procedures, security guidelines, and comply with all federal, state and local regulations.

Qualifications

  • High school diploma or equivalent required.
  • Cash handling experience preferred.
  • Effective oral and written communication skills.
  • Demonstrate willingness and desire to interact in a team environment.
  • Ability to prioritize and multi-task.
  • Adaptability to change, including cross-training for Customer Service Representative and Teller Supervisor functions.
  • Ability to compute basic to moderately complex math calculations.
  • Basic problem-solving and analytical skills.
  • Ability to interpret and follow a variety of instructions furnished in written, oral, diagram, or schedule form.
  • Proficiency in using personal computers and office products (e.g., Word, Excel).
  • Bi-lingual in Spanish (a plus)

 

 

Construction Loan Specialist - Columbia, SC

Position Summary

This position is responsible for primary contact with the customer for construction and construction to permanent mortgage loans.  This position will process the loan for underwriting and follow the process until closing of permanent loans. 

Essential Duties and Responsibilities (Other duties may be assigned.)
• Demonstrate knowledge of Bank construction/construction to permanent products and services.
• Process all construction and construction-perm transactions
• Facilitate the Builder Review process (obtain, verify, review and submit required information for approval
• Deliver Loan Commitment letter to borrower
• Manage construction funds – receive draw requests, calculate funds available for disbursement at each request and facilitate disbursements as directed, and tracks disbursement activity.
• Verifies and reviews building permits, foundation surveys, soil treatment letters (Termite), DHEC Septic Tank Approval (if applicable)
• Order construction inspections
• Obtains fully executed copy of the construction contract along with plans and specs.
• Pull Certificate of Good Standing
• Collects data per the Construction to Permanent Builder/Retailer Acceptance Checklist
• Manages the modification process for one-time close construction-permanent loan product
• Perform post-closing tasks (process checks received from closing agents.)
• Assume ownership of customer problems to achieve resolution.
Qualifications
• Bachelor’s degree, or at least 5 years of related experience, or an equivalent combination of education and experience.
• Effective oral and written communication skills.
• Ability to compute basic to moderately complex math calculations.
• Basic problem-solving and analytical skills.  Ability to interpret a variety of instructions furnished in written, oral, diagram, or schedule form.
• Proficiency in using personal computers and office products (e.g., Word, Excel).
• Excellent customer service and interpersonal skills.
• Ability to work independently.
• Ability to properly package a loan.
• Self-starter who is goal- and results-oriented.
• Ability to work with direction from supervisor.
• Ability to effectively multi-task in a close working environment.

Send Us Your Résumé

Online
Submit your resume for specific job openings.

By Mail
First Community Bank
Attention: Career Opportunities
P. O. Box 64
Lexington, SC 29071


Individuals With Disabilities
Contact us if you need help with your submission.
803-951-2265
careers@firstcommunitysc.com

Assistance is available for individuals with disabilities and those who need an alternative method for applying due to a limited ability or inability to use this online or mailing process.

First Community Bank offers a competitive salary, insurance and retirement benefits, a generous paid time off plan, and a stable and friendly working environment.

First Community Bank is an Equal Employment Opportunity employer.

PDF Equal Employment Opportunity Information (105 kB PDF)

PDF Additional Equal Employment Opportunity Information (142 kB PDF)