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Checking Accounts

Free Checking

No Strings

no monthly charges or fees

Go Digital

pay bills and bank online for free


minimum balance required

  • Full access to your funds
  • Opening deposit not required
  • Unlimited number of debit cards
  • Receive monthly statements
  • No limits on check writing
  • Unlimited transactions

How do I avoid fees?

This is a fee-free checking account with no monthly service charge.

Overdraft Protection

Check Reserve
Advance funds from a line of credit attached to your account.

Personal Savings
Transfer funds between savings and checking accounts.

Second Checking
Link a second checking account to a primary account.

Debit Cards

Personal banking customers can apply for and be issued PIN-protected debit cards for real-time access to checking account funds. Access your funds with ease and convenience from First Community Bank, Star, Plus and Jeanie ATMs.

Debit cards have transaction cash limits to protect you, but limit increases may be available. Even better? Your debit card is free.

Phone Number

Open an account.
800.829.6372 or have us call you.